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Teringin mau cakap-cakap ja ni. Tiada juga tajuk khas, tidak juga mau merepek la. Mau keluarkan idea-idea yang terkumpul dalam kepala ja.

Sa sangat-sangat berminat mau buat investment ni. 1st terfikir mau invest in property, meaning to say in conventional way iaitu beli apartment lepas tu kasi sewa. Fikir apartment ja dulu sebab itu ja paling murah..kalau mau beli commercial lot mau juta juga tu..mana mau cari deposit ratus-ratus ribu..ngerrr..setakat ni sa tuntut ilmu melalui blog Kclau.com ja..ada juga dia punya online courses 'Property Method' tapi mau enroll kena byar jadi sa ikut yg free dulu la..lagipun sa pasti hubby familiar juga pasal ni cuma dalam 3 tahun ni mau clear debts dulu..jadi tunggu dulu la..lepas dapat invest conventionally mungkin baru fikir pasal invest stock..sa bukan mau kaya ba ni, cuma preparing utk retirement yg agak selesa..God will surely open the way! :)

Sekarang ni famous betul tu kedai boxes, maksudnya owner kedai sediakan ruang almari dan sewakan kepada penyewa-penyewa dengan kadar sewa yg sangat berpatutan. Setakat ni sa tau Wonderz Boxes di Oceanus Waterfront Mall & Wisma Merdeka bagi sewa paling murah iaitu RM60/box/month. Bagus juga ni..Mesti small independent seller berminat sebab sewa x brp membebankan, lepas tu dorang ada medium untuk display barang jualan..As for me, sa x fikir mau sewa box, tapi mau sewakan box haha..Hubby pun sangat minat pla bila nampak ni.. Agak-agakla dalam kedai tu ada 50 boxes dengan sewa RM60/box, sebulan bleh dapat RM3000.00## Ada lagi yang sewa RM120/bulan..lagi untung..tapi sama juga la kejadian ni, tunggu dulu..clear debts dulu..kecuali ada partner mungkin boleh buat dalam masa terdekat..

Terfikir juga mau buka kiosk makanan ringan macam Takoyaki, Waffle, Ice blended etc. Aritu sa ada tnya mau buka franchise kiosk sweet corn (Nelson's) dan kos start dalam rm30k - 90k. Besar juga kalau buat sendiri-sendiri. Lagipun kalau mau apply loan pun better start sikit guna modal sendiri..tidak juga mati kutu kalau x dapat bayar installment yg besar bulan-bulan..ni ada juga partner berminat mau buat cuma limitation sebab kami semua full time keja jadi tak tau mana mau start ni..bajet pun ada sikit problem juga la sebab hampir semua kami baru start a family..hmm

Mau pigi oversea trip lagi..planning sudah pg Italy kononnya ni..backpackers punya ja, cari accomodation di Airbnb & search lowest ticket di Expedia.com..lepas tu baca tips macam dalam BLOG NI.. Cuma...tahun ni sedang merancang untuk tambah isi rumah jadi tertakluk kepada keadaan juga la..xpa ada juga company trip pg Vietnam next May jadi lepas juga gian mau melancong..huahuahua

Sa mau beli kereta juga..boleh juga kalau pg deposit keta sudah sekarang tp masih rasa sayang sebab setakat ni keta hubby masih cukup untuk urusan kami dua..cuma bila hubby outstation baru terasa mau ada keta sndiri sbb sa x berani drive keta hubby, kalau ada sikittt ja calar pun trus dia bad mood tu..huhu..lepas tu fikir mau beli 4wheel sebab senang balik kg n pg tgk tanah..tunggu dulu la ni..

Duit bukan segalanya, tapi segalanya perlu duit..cuma kena jadi tuan bukan hamba duit. :)

To God be the glory.




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